{"id":12469,"date":"2021-09-21T12:09:22","date_gmt":"2021-09-21T12:09:22","guid":{"rendered":"https:\/\/www.patelprocessing.com\/?p=12469"},"modified":"2022-10-06T10:19:32","modified_gmt":"2022-10-06T10:19:32","slug":"4-technical-facts-about-payment-gateways-every-merchant-should-know","status":"publish","type":"post","link":"https:\/\/payment.patelprocessing.com\/ca\/4-technical-facts-about-payment-gateways-every-merchant-should-know\/","title":{"rendered":"4 Technical Facts About Payment Gateways Every Merchant Should Know!"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12469\" class=\"elementor elementor-12469\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d197195 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d197195\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-64b871d\" data-id=\"64b871d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-176f2d4 elementor-widget elementor-widget-text-editor\" data-id=\"176f2d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Most of the merchants and businesses across the USA are aware of the uses of <a href=\"https:\/\/payment.patelprocessing.com\/ca\/payment-gateway\/\">payment gateway technologies<\/a>. However, relying blindly on payment processors wouldn\u2019t be so advisable. It\u2019s essential to know the technical aspects of a payment gateway apart from just the basics.<\/p><p>Think it in a reverse manner \u2013 what if you\u2019ve got the knowledge of the technical tendencies of payment gateway integration? This will make it easier for you to choose a payment processor which caters to your business-specific needs.<\/p><p>Let\u2019s dive deep into the technical lagoon of a payment gateway\u2019s scenery:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-485be65 elementor-widget elementor-widget-spacer\" data-id=\"485be65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e18ba17 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e18ba17\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13d5080\" data-id=\"13d5080\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6a9da4 elementor-widget elementor-widget-heading\" data-id=\"d6a9da4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Definition We All Know<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1b87a1b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1b87a1b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6f9b6b4\" data-id=\"6f9b6b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf09819 elementor-widget elementor-widget-text-editor\" data-id=\"bf09819\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Payment gateway systems comprise a platform that enables multi-channel payments. These can be in the form of a digital wallet, debit or credit card options, UPI payments, and a lot more. All the online merchant transactions are carried out through payment gateways.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-86ad98a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"86ad98a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d97d2fc\" data-id=\"d97d2fc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-893361a elementor-widget elementor-widget-image\" data-id=\"893361a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Specific-Roles-of-Various-Entities-Involved.jpg\" class=\"attachment-large size-large wp-image-12504\" alt=\"Specific Roles of Various Entities Involved\" srcset=\"https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Specific-Roles-of-Various-Entities-Involved.jpg 1000w, https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Specific-Roles-of-Various-Entities-Involved-300x150.jpg 300w, https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Specific-Roles-of-Various-Entities-Involved-768x384.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de2e848 elementor-widget elementor-widget-spacer\" data-id=\"de2e848\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fa9cda elementor-widget elementor-widget-text-editor\" data-id=\"6fa9cda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enough with the gist \u2013 we know! Here are 4 technical facts no one will tell you about payment gateways \u2013<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b3f738 elementor-widget elementor-widget-spacer\" data-id=\"5b3f738\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b83dc0 elementor-widget elementor-widget-heading\" data-id=\"7b83dc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. The Specific Roles of Various Entities Involved<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac816b6 elementor-widget elementor-widget-spacer\" data-id=\"ac816b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fee816 elementor-widget elementor-widget-heading\" data-id=\"1fee816\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>The Issuer<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1331170 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1331170\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4179e1a\" data-id=\"4179e1a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d81e860 elementor-widget elementor-widget-text-editor\" data-id=\"d81e860\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A financial institution that issues cards to the customers is called the issuer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c734c40 elementor-widget elementor-widget-heading\" data-id=\"c734c40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>Roles:<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-277dfc7 elementor-widget elementor-widget-text-editor\" data-id=\"277dfc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>To manage cardholder participation and activation.<\/li><li>To validate a cardholder during online purchases.<\/li><li>To provide digitally signed confirmation to the merchant for all authentic transactions.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3de5b1b elementor-widget elementor-widget-heading\" data-id=\"3de5b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>The Cardholder<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb5fd01 elementor-widget elementor-widget-text-editor\" data-id=\"cb5fd01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The entity which makes purchases online from the merchant is the cardholder or the account holder.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69da9cc elementor-widget elementor-widget-heading\" data-id=\"69da9cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>Roles:<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef04c49 elementor-widget elementor-widget-text-editor\" data-id=\"ef04c49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>To make purchases online or through <a href=\"https:\/\/www.ptechpos.com\/\" target=\"_blank\" rel=\"noopener\">POS (Point of Sale) terminals<\/a>.<\/li>\n<li>To activate the card for the 2-factor authentication process.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc2e6ef elementor-widget elementor-widget-heading\" data-id=\"fc2e6ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>The Acquirer<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb1cf3d elementor-widget elementor-widget-text-editor\" data-id=\"fb1cf3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The entity that provides merchant accounts and services to facilitate online payments is the acquirer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce9f059 elementor-widget elementor-widget-heading\" data-id=\"ce9f059\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>Roles:<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a01eb5 elementor-widget elementor-widget-text-editor\" data-id=\"9a01eb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>To sign up merchants and connect them with card operators.<\/li><li>To ensure that merchants involved in online transactions are working under the purview of an agreement with the acquirer.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b8c8c5 elementor-widget elementor-widget-heading\" data-id=\"7b8c8c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>The Merchant<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b3cbf1 elementor-widget elementor-widget-text-editor\" data-id=\"6b3cbf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>That\u2019s you \u2013 someone who signs up for payment gateway services to experience smooth payment transactions. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c588eb elementor-widget elementor-widget-heading\" data-id=\"4c588eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>Roles:<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2b7edc elementor-widget elementor-widget-text-editor\" data-id=\"c2b7edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>To offer merchandise, software, or services on a web or mobile application.<\/li><li>To accept cardholder payments for purchases made online<\/li><li>To operate software and support a 3-D secure program known as Merchant Plug-In (MPI).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daf82ea elementor-widget elementor-widget-heading\" data-id=\"daf82ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>The Card Networks<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc18d34 elementor-widget elementor-widget-text-editor\" data-id=\"bc18d34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The entities that offer card infrastructure services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a23eed8 elementor-widget elementor-widget-heading\" data-id=\"a23eed8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>Roles:<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed49ede elementor-widget elementor-widget-text-editor\" data-id=\"ed49ede\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>To verify the issuer\u2019s validation report.<\/li><li>To route validation requests to the issuers.<\/li><li>To revert to the acquirers for merchant returns.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7721084 elementor-widget elementor-widget-image\" data-id=\"7721084\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Payment-Gateway-Architecture-and-Software-Components.jpg\" class=\"attachment-large size-large wp-image-12515\" alt=\"Payment Gateway Architecture and Software Components\" srcset=\"https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Payment-Gateway-Architecture-and-Software-Components.jpg 1000w, https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Payment-Gateway-Architecture-and-Software-Components-300x150.jpg 300w, https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Payment-Gateway-Architecture-and-Software-Components-768x384.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b61cdcd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b61cdcd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-814b503\" data-id=\"814b503\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8f6142 elementor-widget elementor-widget-spacer\" data-id=\"e8f6142\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08bec67 elementor-widget elementor-widget-heading\" data-id=\"08bec67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Payment Gateway Architecture and Software Components<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc2dc66 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bc2dc66\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-507efbc\" data-id=\"507efbc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d32bc67 elementor-widget elementor-widget-text-editor\" data-id=\"d32bc67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Payment gateways function amidst the 3D-secure validation protocol consisting of 3 factors. It\u2019s an XML-based protocol crafted by Visa to add an extra layer of secure processing meant for card transactions online.\u00a0 The \u2018D\u2019 in 3D-Secure means \u2018domain\u2019. The 3Ds are:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f6dd62e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6dd62e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d2dc9de\" data-id=\"d2dc9de\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd5707b elementor-widget elementor-widget-text-editor\" data-id=\"fd5707b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>Issuer Domain \u2013 Access Control Server (ACS)<\/li>\n<li>Interoperability Domain \u2013 Directory Server (DS)<\/li>\n<li>The Acquiring Domain \u2013 Merchant Plug-In (MPI)<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d5be85f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d5be85f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f0a625b\" data-id=\"f0a625b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-661d708 elementor-widget elementor-widget-image\" data-id=\"661d708\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Technical-Process.jpg\" class=\"attachment-large size-large wp-image-12516\" alt=\"Technical Process\" srcset=\"https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Technical-Process.jpg 1000w, https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Technical-Process-300x150.jpg 300w, https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Technical-Process-768x384.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aa448b4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aa448b4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1194884\" data-id=\"1194884\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-132b8be elementor-widget elementor-widget-spacer\" data-id=\"132b8be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ef7396 elementor-widget elementor-widget-heading\" data-id=\"0ef7396\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. The Technical Process<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cdf087a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cdf087a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a7becec\" data-id=\"a7becec\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a32ad59 elementor-widget elementor-widget-text-editor\" data-id=\"a32ad59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The core technical process has 3 steps:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cdcff59 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cdcff59\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a14fcc\" data-id=\"0a14fcc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c2ddf1 elementor-widget elementor-widget-heading\" data-id=\"4c2ddf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>1. Card Authentication<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fac7517 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fac7517\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8f39927\" data-id=\"8f39927\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1bae28d elementor-widget elementor-widget-text-editor\" data-id=\"1bae28d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Firstly, the account number of the cardholder is authenticated. The first step of the transaction checks whether this number is included in the issuer\u2019s card. The server software present at the merchant\u2019s end indulges in communication with the card network to ensure the validity of the card and its presence in the 3D-secure platform. The first step is further divided into the following steps:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f2a201 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f2a201\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e05b29\" data-id=\"8e05b29\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3afb8e7 elementor-widget elementor-widget-text-editor\" data-id=\"3afb8e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Verification Request<\/li><li>Verification Response<\/li><li>Error Message<\/li><\/ul><div>\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcbbe54 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dcbbe54\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-654d2e3\" data-id=\"654d2e3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-868f6d5 elementor-widget elementor-widget-heading\" data-id=\"868f6d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>2. Payer Authentication<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b3a23d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b3a23d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3c28d90\" data-id=\"3c28d90\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d3fac9 elementor-widget elementor-widget-text-editor\" data-id=\"4d3fac9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Once the card is verified and deemed to be legitimate, the real procedure of payer authorization begins for every purchase made online. The actual authorization is done when the authorization request is transferred to the ACS (Access Control Server) from the merchant plug-in. If the ACS authorization is successfully done, an AAV (Accountholder Authentication Value) will be generated. There can be different outcomes possible:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-820de7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"820de7e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3fe95de\" data-id=\"3fe95de\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be716a0 elementor-widget elementor-widget-text-editor\" data-id=\"be716a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Authorization Successful<\/li><li>Authorization Failed<\/li><li>Authorization unable to be executed<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-13e16ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"13e16ae\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e8b7ca8\" data-id=\"e8b7ca8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8845e6e elementor-widget elementor-widget-text-editor\" data-id=\"8845e6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); word-spacing: normal;\">When these steps are completed&#8230;\u00a0<\/span><\/p><ul><li>The payment authorization is done.<\/li><li>The merchant transfers a request to the acquirer.<\/li><li>The acquirer sends the request to the account holder\u2019s bank.\u00a0<\/li><li>The issuer analyzes the request and checks whether sufficient funds are available.<\/li><li>The validation is done and the amount is deducted.<\/li><li>A transaction code gets shared with the MPI.\u00a0<\/li><li>Once the authorization is successfully done, the merchant proceeds to the final step called capture.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0d58ea elementor-widget elementor-widget-spacer\" data-id=\"a0d58ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a8fab19 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a8fab19\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-95af876\" data-id=\"95af876\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-288f282 elementor-widget elementor-widget-heading\" data-id=\"288f282\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>3. Capture<\/b><\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-12db4b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"12db4b1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b1ce7a8\" data-id=\"b1ce7a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bae5423 elementor-widget elementor-widget-text-editor\" data-id=\"bae5423\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Being the final stage of a transaction, card capture is done through a payment gateway. The transaction funds don\u2019t get credited into the merchant\u2019s account until the funds are captured. After authentication, the card network contacts the MPI and the issuer. Now the funds can reach the merchant.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14b27e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14b27e3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0b350d4\" data-id=\"0b350d4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af0d156 elementor-widget elementor-widget-image\" data-id=\"af0d156\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Technical-Functions-of-a-Payment-Gateway.jpg\" class=\"attachment-large size-large wp-image-12535\" alt=\"Technical Functions of a Payment Gateway\" srcset=\"https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Technical-Functions-of-a-Payment-Gateway.jpg 1000w, https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Technical-Functions-of-a-Payment-Gateway-300x150.jpg 300w, https:\/\/payment.patelprocessing.com\/ca\/wp-content\/uploads\/2021\/09\/Technical-Functions-of-a-Payment-Gateway-768x384.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d2d312 elementor-widget elementor-widget-spacer\" data-id=\"3d2d312\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40afb59 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"40afb59\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4d3103\" data-id=\"e4d3103\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cbb63b elementor-widget elementor-widget-heading\" data-id=\"7cbb63b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Technical Functions of a Payment Gateway<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e735bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e735bc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c2b7638\" data-id=\"c2b7638\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33c0f31 elementor-widget elementor-widget-text-editor\" data-id=\"33c0f31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Manages the merchant\u2019s switch configurations<\/li><li>Merchant\u2019s transaction roles<\/li><li>Manages the merchant\u2019s 3D secure configurations<\/li><li>Process Payments<\/li><li>Sends payment records<\/li><li>Encryption and Security<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fc3a349 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fc3a349\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b3f21fc\" data-id=\"b3f21fc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99f563a elementor-widget elementor-widget-text-editor\" data-id=\"99f563a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For payment gateway services in the USA, you can get in touch with a <a href=\"https:\/\/payment.patelprocessing.com\/ca\/\">payment processor<\/a> which can facilitate your business with various <a href=\"https:\/\/payment.patelprocessing.com\/ca\/e-commerce-payments\/\">e-commerce<\/a> and merchant payment processing services like ACH payment processing, <a href=\"https:\/\/payment.patelprocessing.com\/ca\/cryptocurrency-payment-processor\/\">crypto payment processing<\/a>, etc.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Most of the merchants and businesses across the USA are aware of the uses of payment gateway technologies. However, relying blindly on payment processors wouldn\u2019t be so advisable. It\u2019s essential to know the technical aspects of a payment gateway apart from just the basics. Think it in a reverse manner \u2013 what if you\u2019ve got&hellip;<\/p>\n","protected":false},"author":2,"featured_media":12499,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[87],"tags":[94,89,90,98,92,97,95],"class_list":["post-12469","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-payment-gateway-integration","tag-near-field-communication","tag-payment-gateway","tag-payment-gateway-integration","tag-payment-gateway-technologies","tag-payment-processing-portals","tag-payment-processors","tag-point-of-sale-pos-terminals"],"_links":{"self":[{"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/posts\/12469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/comments?post=12469"}],"version-history":[{"count":1,"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/posts\/12469\/revisions"}],"predecessor-version":[{"id":14039,"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/posts\/12469\/revisions\/14039"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/media\/12499"}],"wp:attachment":[{"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/media?parent=12469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/categories?post=12469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/payment.patelprocessing.com\/ca\/wp-json\/wp\/v2\/tags?post=12469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}